Motorcycle Claims

MOTORCYCLE INJURY AND DAMAGE CLAIMS

Life on two wheels has its highs and lows, and so does the insurance claim journey.  

Legal cases involving motorcycles are often very different from other personal injury cases, involving a complex legal landscape to establish liability, assess damages, and secure a fair settlement for the injured party.

Establishing Liability: Determining liability is crucial in a motorcycle injury claim, and often involves identifying the party or parties responsible for the accident. Liability may rest with another motorist, a manufacturer if a defect contributed to the accident, or even a government entity if poor road conditions played a role. Gathering evidence such as witness statements, accident reports, and photographs is essential in building a strong case.

Comparative Negligence: Florida follows a comparative negligence system, meaning that compensation may be adjusted based on the injured party's level of fault. If the injured motorcyclist is found partially responsible for the accident, their compensation may be reduced accordingly. Understanding how comparative negligence may impact a claim is crucial when pursuing legal action.

Types of Damages: Motorcycle injury claims seek compensation for various types of damages, including medical expenses, lost wages, property damage, pain and suffering, and emotional distress. Properly assessing the full extent of damages is essential to ensuring that the injured party receives fair and just compensation.

Insurance Coverage: Motorcycle injury claims often involve negotiations with insurance companies. Florida law requires motorists to carry Personal Injury Protection (PIP) insurance, but this coverage may not be sufficient in serious motorcycle accidents. Injured parties may also seek compensation from the at-fault party's liability insurance or their own uninsured/underinsured motorist coverage.

Timely Filing: Florida imposes a statute of limitations, a legal timeframe within which a lawsuit must be filed. For personal injury claims, including motorcycle injury claims, the injured party typically has four years from the date of the accident to file a lawsuit. Failing to adhere to this timeframe may result in the forfeiture of the right to seek compensation.

Legal Representation: Navigating motorcycle injury claims can be intricate, especially when dealing with insurance companies and legal complexities. Engaging the services of an experienced personal injury attorney is advisable. A skilled attorney can assess the unique circumstances of the case, negotiate with insurance companies, and, if necessary, litigate to secure fair compensation for the injured party.

In the aftermath of a motorcycle accident, understanding the intricacies of motorcycle injury claims is crucial for those seeking legal recourse. By diligently following legal procedures, gathering evidence, and enlisting the expertise of a qualified attorney, individuals can pursue the compensation they deserve for injuries sustained in motorcycle accidents.